2025 Market Recap & 2026 Outlook for Chester, Delaware, and Montgomery Counties

2026 Market Insights and Smart Strategies for High End Sellers

West Chester continues to stand out as one of the most desirable luxury real estate markets in Chester County. As we move into 2026, high end homeowners are entering a more balanced yet opportunity rich market where strategy, presentation, and local expertise matter more than ever.

If you are considering selling a luxury home in West Chester, Unionville, Birmingham Township, or surrounding Main Line communities, understanding where the market has been and where it is headed will give you a strong advantage.

2025 Market Highlights

What Set the Stage for 2026

Throughout 2025, the Greater Philadelphia suburbs experienced a gradual rebalancing after the intense pandemic era. While sales activity leveled out, home values continued to rise across the tri county area.

In Chester County, the median sale price reached approximately $556,000 in November 2025, reflecting a 7.3 percent year over year increase, even as total sales dipped slightly. This price growth was especially noticeable in sought after communities near West Chester, top school districts, and luxury enclaves.

Delaware County saw its median sale price rise to about $375,000, up roughly 5.5 percent year over year, with more homes selling compared to the prior year.
Montgomery County held steady around $450,000, with fewer total transactions but continued demand for well positioned properties.

Across all three counties, homes continued to sell quickly, averaging around 30 days on market, and most sellers achieved prices close to asking. Inventory increased modestly, giving buyers more options, but sellers with well priced and well marketed homes remained in control.

2026 Market Forecast

What Experts Expect Next Year

Looking ahead, national and local indicators point to renewed momentum in 2026.

The National Association of Realtors projects existing home sales to rise by approximately 14 percent, driven by easing mortgage rates and pent up buyer demand. Fannie Mae forecasts total home sales climbing toward 5.5 million by late 2026, signaling a healthier and more active market.

Home price growth is expected to moderate to around 4 percent nationally, which supports stability rather than volatility. Mortgage rates are projected to gradually settle into the mid six percent range, improving affordability and bringing more qualified buyers back into the luxury market.

Locally, West Chester and surrounding Chester County neighborhoods are expected to remain competitive, especially for homes that are priced correctly, updated, and located in prime areas. Demand will continue to outpace supply in desirable school districts and established luxury communities.

What This Means for Luxury Home Sellers

Timing Matters More Than Ever

Spring and early summer of 2026 are shaping up to be ideal listing windows. As buyer activity increases and rates ease slightly, well timed listings are likely to attract strong interest and favorable offers.

Strategic Pricing Is Key

While values are still rising, inventory is building. Luxury sellers who price based on real time Chester County comps rather than aspirational numbers will generate more showings, stronger competition, and better outcomes.

Presentation Wins in a Balanced Market

As more listings enter the market, staging, professional photography, video tours, and targeted digital marketing become essential. Luxury buyers expect a polished experience that highlights lifestyle, location, and value.

Confident Negotiation

Even with more choices for buyers, demand remains strong. Sellers should expect solid offers but also thoughtful negotiations. With expert guidance, you can protect your value while staying competitive.

Local Expertise Makes the Difference

The Moore Maguire Team analyzes Bright MLS data, buyer to listing ratios, and neighborhood level trends across West Chester, Chester County, and the Main Line. Early planning allows us to position your home for maximum exposure and top dollar.

What Luxury Buyers Should Know Heading Into 2026

Buyers will benefit from increased inventory and slightly improved negotiating leverage, but competition will remain strong for high quality homes.

Mortgage rates are expected to decline modestly, which may bring more buyers off the sidelines. Well priced homes in top locations are still selling quickly, often within a month.

Buyers should stay rate conscious, get pre approved early, and be ready to act decisively when the right property appears. More inventory means more choice, but the best homes will not linger.

With detailed local market data and expert negotiation, the Moore Maguire Team helps buyers make confident, informed decisions in a fast moving market.

Ready to Plan Your Move in 2026?

Whether you are selling a luxury home in West Chester or buying in Chester, Delaware, or Montgomery County, 2026 is shaping up to be a market where preparation and strategy pay off.

With steady price growth, improving affordability, and increased activity, the opportunities are real for those who plan ahead.

The Moore Maguire Team combines local market expertise, data driven pricing strategies, and elevated marketing to help you succeed. Reach out for a personalized luxury home analysis and discover how to make the most of the 2026 real estate market.